No matter the severity of the accident always:
Call the police to file a report
Do not leave the scene of the accident
Do not discuss the accident with the other driver
Take pictures of the accident scene before moving thevehicles
Collect the following information:
-Name of the other driver
-Address
-City/State/Zip
-Driver’s license number
-Year make and model of the car
-Insurance company and policy number
-Insurance company’s telephone number
-Date and time of the accident
-Location of the accident
-Weather and road conditions
-Police report number
-Names and phone numbers of any witnesses
If you are injured contact an attorney.
Following these steps can help maximize your settlement withyour insurance company. People often donot realize they’ve been injured in a wreck until days or even weeks later soif you believe the impact was strong enough to cause future injures alwaysstate so in the police report.
I’ve already been injured in an accident. What do I do now?
First hire an attorney. Your insurance company will do all they can to minimize your claim and dealingwith them on your own can be stressful. Hiringan attorney to do the work for you will not only save you time and frustrationbut also money. Medical bills can pileup after an accident and many times the insurance company will not pay thebills until the claim is settled harming your credit. Below are some frequently asked questionsabout settling claims with your insurance company.
What kind of money damages are available?
There are a variety of damages available which include butare not limited to past and future pain and suffering past and future medialbills lost wages past and future disfigurement and impairment.
When should my case be settled?
Under no circumstances should you attempt to resolve a claimuntil the treating doctors have released you from treatment. Generally the doctor(s) will provide awritten release which will address any future permanent injuries ifapplicable. Insurance companies willoften pressure unrepresented individuals by offering quick settlements oftenat a greatly reduced value early in a claim.
Should I use my health insurance or medical pay under my ownauto policy?
If you have health insurance use it. Often