TILLAMOOK COUNTY, OR — Two injuries were reported after a collision in Tillamook County, Oregon on Friday, May 9th, 2014, according to a news report from The Oregon Chronicle.
Authorities with the Oregon State Police have said that they think Leslie Overgard was hurt when the Penske moving truck in which she was a passenger was struck head-on by a vehicle after one of the vehicles is believed to have crossed over the median and into oncoming traffic while driving on Highway 22 around 12:45 Friday afternoon.
Scene of the Accident
Authorities took Leslie Overgard to Tillamook Regional Medical center for the treatment of her injuries. The driver of the other vehicle was identified in the news report as David Sherpard, who was hurt in the crash.
Officials expect to release more information at a later date.
Commentary:
You may wonder what the process is for when an accident’s damages total far beyond insurance policy limits. In cases where a motorist demolishes a rare and exotic sports car, destroys a storefront or a building, or totals a commercial vehicle, ambulance or a city bus, the insurance of the accused driver generally wont cover the extent of the damage. This is where what we like to call under-insured-motorist coverage or UIM steps in. Essentially, whoever owned the exotic car, storefront, or otherwise large and costly vehicle would hold a policy that bridges the gap between the offending driver’s liability insurance limits, and the totals of the actual damages.
–Grossman Law Offices
