What is subrogation, an informative article by the Dallas personal injury law firm Grossman Law Offices

Subrogation

Subrogation is a process whereby an insurance company seeks reimbursement for money it has paid for a claim from the party responsible for the accident that resulted in the claim in the first place. If a person makes a claim through their own insurance company for an accident that wasn’t that person’s fault, the insurance company will likely then seek reimbursement from whoever is actually at fault for the accident.

For example, let’s say driver A collides with driver B. It is determined that the accident is entirely driver B’s fault and so driver A files a claim with driver B’s insurance company for the damages. Unfortunately, driver B’s insurance company is handling the claim very slowly. Driver A might then file a claim with his own insurance company for the damages. Since the accident was not driver A’s fault, driver A’s insurance company could then seek reimbursement for the claim through driver B’s insurance company.

Subrogation essentially allows a plaintiff’s insurance company to receive part of the money that the plaintiff is awarded in the event that the plaintiff’s insurance company helped cover the damages.

Information provided by Dallas personal injury law firm, Grossman Law Offices. With 20 years of experience representing the personal injury victims, Grossman Law Offices has the experience 

Posted by: Dallas personal injury law firm Grossman Law Offices | Posted on: 10/5/2009 | Comments (0)

As a Texas attorney practicing for 20 years, I have litigated all manner of personal injury cases. I use this blog as a place to write opinion / editorial articles on a variety of topics that catch my interest and as a means of sharing news stories relevant to personal injury accidents. I think the overwhelming majority of people are unaware just how common these types of accidents are and I hope this blog raises awareness to rather serious public safety concerns. However, this blog is simply a means for me to share my opinions and I would recommend that anyone who is considering seeking legal counsel should contact their family attorney.

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