Forest Lakes, AZ — Over the weekend, there was a fatal accident involving a zip-line in the Forest Lakes area of Arizona, northwest of Phoenix and near Snowflake. A 15-year old boy was critically injured and later died after an accident involving a zip-line at a private residence.
The nature of the accident hasn’t been disclosed yet, but it happened around 10:15 on Saturday morning, January 24, 2015. According to the sheriff’s office, the 15-year old boy was at the residence with a Boy Scout troop, which was doing an activity with the zip-line when the accident happened.
He was immediately taken to the Payson Medical Center, but passed away a short time later. More investigation is expected.
Map of Forest Lakes Estates, Arizona
Commentary:
This is a sensitive subject, so I want to be very clear in my intentions here. Our firm gets all kinds of question about lots of different topics, but some of them involve accidents that happen at people’s homes. In those cases, people often want to know what kind of options there are for filing claims, since it’s clearly different from, say, a car accident. The truth of the matter is that instead of a car insurance policy, your home usually has a “homeowner’s insurance” policy that covers any kind of accident on the property. It also protects the homeowners assets and real estate, so that any claim filed will be paid out of the insurance money, not through the selling of the property.
I don’t know how this particular accident happened, who the zip-line belong to, and whether this was an official Boy Scouts trip that was being supervised. However, if the accident happened on the property of a resident and it’s determined that some negligence contributed to the accident (such as the line not being secured or something of that nature), then the person filing a claim would do so against the homeowner’s policy. Again, I’m not saying that a claim needs to be filed or that there’s even a possibility for one, but that’s how these things are usually handled, from a legal perspective.
— Grossman Law Offices